PenFinancial is a locally owned financial institution. We go above and beyond to make banking good4you.

What does that mean and why should you care?

• Because we’re locally owned that means all decisions about your mortgages, loans and savings are made in-branch by those with whom you’ve built a relationship. Not in some ivory tower way on yonder where people don’t know a thing about you.

• PenFinancial is completely distinct from banks. As a credit union, PenFinancial reinvests virtually all deposits back into the local economy, primarily through personal loans and residential mortgages. Neat huh? Can your financial institution say that?

• Unlike the other guys that have competing interests all over the world, PenFinancial exists solely to serve the financial needs of members, right here, in the communities where we live, work and play.

• To show our appreciation to all of our members we like to give reward them. Just recently we ran a "Members Only" contest and gave away over $1,000 of prizes. Click here for the winners!

That’s why PenFinancial is good4you!

To learn more about the Power of “We” click here.